Insurance for every occasion in life

Yes. Every employer in Kazakhstan must insure its employees against accidents at work (OSRNS). The terms and rates of this insurance are set by law, so neither the insurer nor the employer can change the contract significantly.

You can calculate the cost and buy the policy in the «For companies» section.

Only in form. An electronic policy has the same legal force as a paper one: the contract details go straight into the unified insurance database, and the police or the insurer can check it by licence plate or IIN.

The policy arrives by email and is stored in your personal account — you do not need to print it.

Each company calculates the price of voluntary insurance, such as CASCO (comprehensive car insurance), property or health insurance, using its own rates: it takes into account loss statistics, its own expenses and the set of covers. That is why the same risk may cost different amounts at different companies, and a low price sometimes hides a high deductible or a narrow list of insured events.

The price of compulsory motor third-party liability insurance (OGPO VTS) is calculated using a single methodology, but the speed and quality of claims settlement differ between insurers. Generate helps you compare not only prices but also terms.

Report the incident to the insurance company as soon as possible: the deadlines are stated in the contract, and missing them may lead to a refusal. Record the circumstances: take photos and videos, write down witnesses' contact details, and in case of a road accident, fire or theft, call the police or other emergency services.

Do not repair or throw away damaged property until the insurer has inspected it. Generate specialists will tell you which documents to collect and help you at every stage until you receive the payout.

Register on the website as a legal entity and click "Announce a tender" in your personal account. Describe what needs to be insured and set a deadline for receiving offers; insurance companies will send you their terms.

A Generate manager will review the offers, help you choose the best terms and then arrange the contract. This service is free for companies.